Card Overview
Money Movement
SEPA
✓
SWIFT
✗
ACH
✓
Wire Transfer
✓
Stablecoins
✓
Payout Fee
—
Business Account
Multi-Currency Account
✓
Business IBAN
—
Settlement Currencies
USDUSDTUSDC
Onboarding
KYB Required
✓
Approval Time
3–5 days
Team & Controls
Employee Cards Included
—
Extra Card Fee
$0.5
Spend Controls
✓
User Roles
✓
Accounting
Integrations
—
Statement Export
—
Platform
API Access
✓
Dedicated Support
—
Rewards
Cashback
—
Cashback Crypto
—
Staking Rewards
✗
Staking APR
—
Welcome Bonus
—
Referral Bonus
—
Fees
Monthly Fee
Free
Card Issuance
Free
ATM Fee
Free
FX Fee
Free
Top-up Fee
3.5%
Decline Fee
Free
Limits
Daily Spend
Unlimited
Monthly Spend
Unlimited
ATM Withdrawal
Unlimited
Card Info
Card Type
Virtual Card
Card Network
Visa
Apple Pay
✗
Google Pay
✗
Karta.io also offers a personal card
KYC Requirements
Level: Full KYC
Email Verification
RequiredPhone Verification
RequiredIdentity Document
RequiredProof of Address
RequiredSelfie Verification
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Features
Not Available
Supported Cryptocurrencies
USDT
USDC