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  5. Kolo Card
Kolo Card
Kolo Card
ID Verification
Virtual Card Visa
8.5
Overall
Get This Card
Kolo Card logo

Kolo Card

by Kolo

Get This Card

Kolo Card stands out with direct memecoin spending (PEPE, etc.) and ultra-low 0.32% conversion fees - the lowest in the industry. The 50,000 USD daily limit makes it suitable for both retail and business use.

Pros

  • +Industry-lowest 0.32% crypto-to-fiat conversion
  • +Spend memecoins (PEPE, etc.) directly via Memepay
  • +50,000 USD daily spend limit - above average
  • +No foreign transaction fees for global use
  • +Excellent 9.1/10 customer service rating

Cons

  • -Virtual card only - no ATM withdrawals possible
  • -Cannot use for car rentals or hotel deposits
  • -5% cashback is promotional - standard rates lower
  • -Fee and limit details not fully published
  • -Newer platform that started as Telegram bot
8.5/10
OverallExcellent
7.0/10
Community ScoreBased on 68 sources
Lv 3
KYC LevelID Verification

Table of Contents

Card Overview

Rewards
Cashback
2%
Cashback Crypto
BTC
Staking Rewards
✗
Staking APR
—
Welcome Bonus
—
Referral Bonus
—
Fees
Monthly Fee
Free
Card Issuance
Free
ATM Fee
Free
FX Fee
Free
Top-up Fee
Free
Decline Fee
Free
Limits
Daily Spend
Unlimited
Monthly Spend
Unlimited
ATM Withdrawal
Unlimited
Card Info
Card Type
Virtual Card, Physical Card
Card Network
Visa
Apple Pay
✓
Google Pay
✓
Rewards
Cashback
2%
Cashback Crypto
BTC
Staking Rewards
✗
Staking APR
—
Welcome Bonus
—
Referral Bonus
—
Fees
Monthly Fee
Free
Card Issuance
Free
ATM Fee
Free
FX Fee
Free
Top-up Fee
Free
Decline Fee
Free
Limits
Daily Spend
Unlimited
Monthly Spend
Unlimited
ATM Withdrawal
Unlimited
Card Info
Card Type
Virtual Card, Physical Card
Card Network
Visa
Apple Pay
✓
Google Pay
✓

KYC Requirements

Level: ID Verification
Email Verification
Required
Phone Verification
Required
Identity Document
Required
Proof of Address
Not Required
Selfie Verification
Not Required

Community Score

7.0/10
Sourced from
@veladimir Budanof“💔hi , I was using this wallet and card for a few days, kolo support team sent me messages that I need to verify again, I verified again but they suspended my account, I only use it for buying in Google play and my transaction hasn't any problem, be careful don't waste you're time to verify this app , use similar app”@Sedefci“I use crypto cards a lot for everyday spending. I’d been using Kolo, but the low, capped cashback and the added monthly spending limit got me looking for alternatives. That’s how I found KAST. Really happy with it so far and thinking about moving all my everyday spending over. Not an ad, just sharing my experience. #Kast @KASTxyz @pudgypenguins”@Nazza Crypto“Hey guys, today I will show you how to spend your crypto by using non KYC cards. And I know in crypto the hard part is making money. But once you made it, once you have some cash from memecoins, altcoins, you will have a decision to make how to spend that money. And actually, it's not that easy. If you send your funds to centralized exchanges, they can crash and you would lose your funds. Or if you decide to send crypto to your local banks, usually there's some issues because some banks don't take crypto serious. And this is where non KYC cards come in because this is the easiest way to spend ”@smolclap“Kolo isnt an exchange, it simply just lets you deposit any crypto and spend anywhere in the world. amazing for travelling or simply just buying your essentials like gas and groceries. No annual fee, no hassle of selling to your local fiat, just load and spend and get BTC cashback”@CryptConsult“Kolo card did the same and one day we waked up not seeing our daily balance 😒”@@shekarkup“Mam, this is not working with India... I tried to Install the App and get one but INDIA is not available.”@SeniorLaghetto“I’m using my EUR Kolo card for 17 days now, and I use it every day to make purchases. However, I still haven’t received any cashback for a single transaction. It says that cashback usually takes a couple of days to be credited, but it has already been more than two weeks”@Brvv_sui“Stop Using Kolo Card! 🚨 Account closed without explanation after referring 500+ users and supporting the platform for a long time. Looking for a clear response from @KoloHub”@zzMaruf“You trusted @KoloHub with 500 referrals and countless transactions using their so-called “Kolo Card.” What did you get in return? ABSOLUTELY NOTHING. They ghosted you, blocked you, and left me holding the bag like a worthless piece of garbage. 💩 Their customer “support” is a joke—just a bunch of script-reading zombies who don’t give a f_ck about your suffering. Their app is a buggy mess, their promises are lies, and their business model is built on stealing from hardworking people like you. 😤”@@naymarjrrr“Ispe to terror activity v toh koi kar sekte hai ..koi v bahar se paisa vejaga aur idhar funding easly kar sekte ...”@elenchick“Yes, my best card really, low fees and good spending limits”@Cryptofacet“Kolo Card looks like a solid choice, high cashback, wide coverage, and instant crypto to fiat conversion make it really convenient compared to the others.”@AsgharUsta50159“Why is the transaction not happening from kolo Wallet and why is the kolo Card not being activated?”@kamilhussen24“Stop Using Kolo Card! 🚨 Account closed without explanation after referring 500+ users and supporting the platform for a long time. Looking for a clear response from @KoloHub”@Mahabub Arefin“Hidden charge, cashback on hold for ages (I've a cashback from 200 usd still pending since April 20... while cashback from small transactions later on got added in wallet already)... Hmm, I dunno, feels not so trustworthy to me for now at least. I'd recommend not to keep big amount in this app. Who knows when they'll make a run 👀.”@Ben Gidhae“I'm disgusted by you you froze my account with money but it has been 3 days now and you keep claiming you are reviewing”@Sam Sozol“tried to issue card, but the app is not moving forward”@VJweb3“one thing I really enjoy about the @KoloHub card it just works like this (tap, pay and move on ) crypto runs quietly in the background and kolo handles the conversion most importantly, you’re still stacking btc rewards while spending”@Roshan Bhandari“till now working fine transactions are smooth simple interface application”

Category Breakdown

KYC Simplicity
7.3/10
Fee Efficiency
7.1/10
Reward Value
7.1/10

Features

Online PaymentsContactless

Supported Cryptocurrencies

0 cryptocurrencies supported