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  5. LinkPay Ultra
LinkPay Ultra
LinkPay Ultra
No KYC
Virtual Card Visa
5.7
Overall
Get This Card
LinkPay Ultra logo

LinkPay Ultra

by LinkPay

Get This Card

Enterprise plan at $299/month for high-volume media buying. Best fees: 1% transaction fee, free deposits, free decline fees. 3% cashback capped at $299/month. 100 free cards/month and 50 team members. Marketing claims 3% cashback is misleading — it only covers the subscription cost.

Pros

  • +3% cashback on purchases
  • +Free deposit fees
  • +Free decline fees
  • +100 free card issuances per month
  • +50 team members

Cons

  • -$299/month subscription cost
  • -Cashback hard-capped at $299/month (equals subscription fee)
  • -3% cashback marketing is misleading — cannot generate net profit
  • -US residents prohibited
5.7/10
OverallFair
5.9/10
Community ScoreBased on 36 sources
Lv 0
KYC LevelNo KYC

Table of Contents

Compare LinkPay Cards

LinkPay UltraLinkPay Ultra
LinkPay ProLinkPay Pro
LinkPay PlusLinkPay Plus
LinkPay LiteLinkPay Lite
Rewards
Cashback
3%
1%
0%
0%
Cashback Crypto
—
—
—
—
Staking Rewards
✗
✗
✗
✗
Staking APR
—
—
—
—
Welcome Bonus
—
—
—
—
Referral Bonus
—
—
—
—
Fees
Monthly Fee
$299
$179
$59
Free
Card Issuance
Free
Free
Free
Free
ATM Fee
Free
Free
Free
Free
FX Fee
Free
Free
Free
Free
Top-up Fee
Free
0.5%
0.75%
1%
Decline Fee
Free
Free
Free
Free
Limits
Daily Spend
Unlimited
Unlimited
Unlimited
Unlimited
Monthly Spend
Unlimited
Unlimited
Unlimited
Unlimited
ATM Withdrawal
Unlimited
Unlimited
Unlimited
Unlimited
Card Info
Card Type
Virtual Card
Virtual Card
Virtual Card
Virtual Card
Card Network
Visa
Visa
Visa
Visa
Apple Pay
✓
✓
✓
✓
Google Pay
✓
✓
✓
✓
LinkPay UltraLinkPay Ultra
LinkPay ProLinkPay Pro
LinkPay PlusLinkPay Plus
LinkPay LiteLinkPay Lite
Rewards
Cashback
LinkPay Ultra3%
LinkPay Pro1%
LinkPay Plus0%
LinkPay Lite0%
Cashback Crypto
LinkPay Ultra—
LinkPay Pro—
LinkPay Plus—
LinkPay Lite—
Staking Rewards
LinkPay Ultra✗
LinkPay Pro✗
LinkPay Plus✗
LinkPay Lite✗
Staking APR
LinkPay Ultra—
LinkPay Pro—
LinkPay Plus—
LinkPay Lite—
Welcome Bonus
LinkPay Ultra—
LinkPay Pro—
LinkPay Plus—
LinkPay Lite—
Referral Bonus
LinkPay Ultra—
LinkPay Pro—
LinkPay Plus—
LinkPay Lite—
Fees
Monthly Fee
LinkPay Ultra$299
LinkPay Pro$179
LinkPay Plus$59
LinkPay LiteFree
Card Issuance
LinkPay UltraFree
LinkPay ProFree
LinkPay PlusFree
LinkPay LiteFree
ATM Fee
LinkPay UltraFree
LinkPay ProFree
LinkPay PlusFree
LinkPay LiteFree
FX Fee
LinkPay UltraFree
LinkPay ProFree
LinkPay PlusFree
LinkPay LiteFree
Top-up Fee
LinkPay UltraFree
LinkPay Pro0.5%
LinkPay Plus0.75%
LinkPay Lite1%
Decline Fee
LinkPay UltraFree
LinkPay ProFree
LinkPay PlusFree
LinkPay LiteFree
Limits
Daily Spend
LinkPay UltraUnlimited
LinkPay ProUnlimited
LinkPay PlusUnlimited
LinkPay LiteUnlimited
Monthly Spend
LinkPay UltraUnlimited
LinkPay ProUnlimited
LinkPay PlusUnlimited
LinkPay LiteUnlimited
ATM Withdrawal
LinkPay UltraUnlimited
LinkPay ProUnlimited
LinkPay PlusUnlimited
LinkPay LiteUnlimited
Card Info
Card Type
LinkPay UltraVirtual Card
LinkPay ProVirtual Card
LinkPay PlusVirtual Card
LinkPay LiteVirtual Card
Card Network
LinkPay UltraVisa
LinkPay ProVisa
LinkPay PlusVisa
LinkPay LiteVisa
Apple Pay
LinkPay Ultra✓
LinkPay Pro✓
LinkPay Plus✓
LinkPay Lite✓
Google Pay
LinkPay Ultra✓
LinkPay Pro✓
LinkPay Plus✓
LinkPay Lite✓

KYC Requirements

Level: No KYC
Email Verification
Not Required
Phone Verification
Not Required
Identity Document
Not Required
Proof of Address
Not Required
Selfie Verification
Not Required

Community Score

5.9/10
Sourced from
@Florence Mayweather“Its a scam site. DO NOT USE. They will not return your funds. Here is the support transcript: Thank you for your message! We have received your request and will respond to you shortly. Our team is always ready to assist you with any questions. Please stay connected, and we will get back to you as soon as possible. Have a great day! 😊 10:20 PM i want to issue a prepaid card. is there a free option with no monthly fee? i am on Lite plan 10:21 PM Iren 3E86C74BDD5ABB5EF8986EDAD4D309263ACD95DD1.jpg Hello, we do not have prepaid cards. The cards are classified as credit cards, but they are paid”@Laimonas Naradauskas“Nice website design, but that's about all the positive I have to say about LinkPay. Very high fees for everything, card doesn't work all the time. High fees and manual withdrawal that takes 10 business days, shocking.”@Kenan Mutluturk“They froze my card on 1 day before transaction. And site told me to for unfroze card buy plan. I bought 60$ plan and I can't unforze card.I get someting went wrong message.”@Manjuma Jeem“I bought their ULTRA plan by paying $299, in which they mentioned that I would get 50 team members and 3 merchants features. When I didn't get those features I asked them and they said those features are still in developing stage. When I asked them that, then why did they mention them in their Ultra plan while they are not giving those? They replied, "You are getting other benefits with Ultra plan."(!!!) While transferring money from account to the cards, the calculation of amounts which was previewing was not even accurate. After contacting support about this issue they added the missing amou”@Abuzar jutt“Scam Please be aware and don't use their card they charge high fees for card but give scam in return i'm using on tiktok cut 10usd for verification but after a month i don't receive any return”@Vishal Gupta“Do NOT trust Linkpay.io with your money. I am speaking from a painful, firsthand experience. I created an account around February 10th and deposited $60–70 USD into my wallet to get a Virtual Credit Card (VCC). Getting the card itself was already a nightmare — multiple issues just to set it up. And when I finally got it, they hit me with hidden fees at every single step — wallet to card, card to spend. Every move costs you money they never clearly disclosed upfront. Then came the real betrayal. On February 11th, Google placed a $50 authorization hold on my card. That money never came back. It'”@Risat Hossain“Horrible customer service. I wish I could add the screenshots of their texts. I am copy pasting some texts from their inbox. Linkpay: I can issue you another card Me: i can issue another card myself...... Linkpay: Why did you write that you couldn't freeze the card? Me: what do you mean why i asked you????? your system does not work and reported it to you Linkpay: But it turns out the freeze is working, and you tricked me. I showed you that freezing works Me: did you see the video i sent you? if you think i have the time to joke around with you and i actually tricked you, then come to m”@@ayanraza1644“Customer support nhi hua mera processing fas gya hai”@Jyann Garlic“They have banned our account with a lot of cards and funds inside without prior notification. This is not a honest service and they are waiting for you to deposit more to lock your funds. Be aware and do not deposit much to this service! They are now trying to take down the review, shame!”@kiko lands“THEYYY STOLE MY MONEYYYY!!!!!! I CANNOT WITHDRAWW I CANNOT SENDD I CANNT PURCHASE ONLINE!!!! GOT MORE THEN 1 WEEK WAITING FOR SUPPORT AND THEY DONT REPLY!!”@Brennan Steinley“I've been waiting more than 4 months to be able to even issue a card and everytime I've tried to contact them they say next week and next week and then this last time they said either weeks or months til anything is working I just want to issue a card”

Category Breakdown

Features

Contactless

Supported Cryptocurrencies

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