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  5. MetaMask Card
MetaMask Card
MetaMask Card
ID Verification
Virtual Card Mastercard
8.7
Overall
Get This Card
MetaMask Card logo

MetaMask Card

by MetaMask

Get This Card

MetaMask Card enables direct spending from your MetaMask wallet with true self-custody - no pre-loading required. The smart contract verification makes it one of the most seamless non-custodial cards, though it's still in pilot phase.

Pros

  • +True self-custody - spend directly from MetaMask wallet
  • +Smart contract verification in under 5 seconds
  • +Up to 3% cashback on Metal Card purchases
  • +Works across Linea, Base, and Solana networks
  • +Minimal gas fees (~$0.02 on Linea)

Cons

  • -$199/year for Metal Card
  • -Still in pilot phase with limited regions
  • -Cashback paid in mUSD token, not USDC
  • -Limited token support compared to competitors
  • -US currently waitlist only
8.7/10
OverallExcellent
7.0/10
Community ScoreBased on 81 sources
Lv 3
KYC LevelID Verification

Table of Contents

Card Overview

MetaMask Card
Rewards
Cashback
3%
Cashback Crypto
—
Staking Rewards
✗
Staking APR
—
Welcome Bonus
—
Referral Bonus
—
Fees
Monthly Fee
Free
Card Issuance
Free
ATM Fee
Free
FX Fee
Free
Top-up Fee
Free
Decline Fee
Free
Limits
Daily Spend
Unlimited
Monthly Spend
Unlimited
ATM Withdrawal
Unlimited
Card Info
Card Type
Virtual Card, Physical Card
Card Network
Mastercard
Apple Pay
✓
Google Pay
✓
Rewards
Cashback
3%
Cashback Crypto
—
Staking Rewards
✗
Staking APR
—
Welcome Bonus
—
Referral Bonus
—
Fees
Monthly Fee
Free
Card Issuance
Free
ATM Fee
Free
FX Fee
Free
Top-up Fee
Free
Decline Fee
Free
Limits
Daily Spend
Unlimited
Monthly Spend
Unlimited
ATM Withdrawal
Unlimited
Card Info
Card Type
Virtual Card, Physical Card
Card Network
Mastercard
Apple Pay
✓
Google Pay
✓

KYC Requirements

Level: ID Verification
Email Verification
Required
Phone Verification
Required
Identity Document
Required
Proof of Address
Not Required
Selfie Verification
Not Required

Community Score

7.0/10
Sourced from
@SpendCrypto_cc“Welcome to SpendCrypto: Why We Abandoned Neutral Directories for Grounded Editorial Recommendations [Official Profile & FAQ] \### Why SpendCrypto Exists For years, the crypto card space has been flooded with two types of websites: 1. \*\*Aggressive affiliate roundups\*\* that rank whichever card pays the highest commission as "#1". 2. \*\*Neutral directories\*\* that dump 20+ cards into a massive spreadsheet, treating an on-chain self-custody debit card exactly the same as a custodial credit card with complex token staking. \*\*We decided that neutral directories don't serve users.\*\”@Dev World“can't fetch metamask card info, so basically I have no access to my money”@Stephen Daley“I am trying to setup my card but it keeps going around in circles at the limits stage each time I press confirm it just returns to the prior screen”@Kvn. B“METAMASK APP : au top / METAMASK CARD : PASSEZ VOTRE CHEMIN J’utilise MetaMask depuis mes débuts dans la self-custody et l’application est excellente. En revanche, mon expérience avec la MetaMask Card est très mauvaise : accès compliqué, puis impossible d’utiliser ou de retirer les fonds après avoir chargé la carte. Il existe de meilleures alternatives. D’après mon expérience, c’est l’une des cartes crypto les moins fonctionnelles.”@Other_Criticism_4285“I'm in the US so maybe different but my card got frozen for no clear reason two months ago, support just send same copy paste email every time. It is like talking to a wall Monavate being the FCA contact is good to know though, maybe they can actually do something about it”@dennis_ctb“Add Gnosis card and metamask card to your test. I felt metamask had the best conversion rate”@Shaggyz5150“@MetaMask i love the MON gas sponsorship when using the metamask card with USDC on @monad I keep an 11 MON balance to qualify $0.35. My local bank says you have to keep $500 or more to have an active checking account without monthly fees.”@Poonlit“Someone fooled Metamasks balance estimation algorithm for phishing? EDIT: The three tokens are flagged as malicious, but the false value is still there. You learn something every day :) Had a small sum in my Metamask Card for a while, doing nothing, until I connected the card to Paypal and paid an invoice there today. Immediately after the payment, the estimated value of my metamask wallet ballooned from \~$100 to around $1300 and then a few minutes later to around $2300, apparently because I now own(?) these new tokens with suspicious names which I've never heard of. Assuming it's som”@Funny_Score508“AVoid metamask card I have used metamask at least 5-6 times duirng the past two years, and i just received the email from metamask team saying they are closing my account due to in-freauent use. This is so outrageously wrong. They didnt' give me any warnings or advice how frequent i should use it. Terrible serivce. Also, they only communicate with me via email, not even live chat option.”@Edmanbuilds“This is what using the @MetaMask Card actually cost me over the last 30 days. 💳 🦊 Paying EUR merchants with EURe: • 33 approved purchases • €1,356.49 purchase spend • €41.11 average purchase • €7.89 paid above purchase prices in total • Effective extra cost: 0.582%”@Steven K.“I've been using this app for the past 3 months and even got a MetaMask Card. My main issues: The app only shows transactions from your wallet account when you spend. Any refund you receive isn't shown When you receive a refund, the amount goes to a "credits balance" that is nowhere to be found in the app. You can't withdraw your "credits balance" back to your wallet, which is very shady. When you have "credits balance", your wallet balance is still used to purchase. Again very shady.”@mino_147“Well said bro, privacy first. With things like Metamask card even more information gets collected ( i use it anyway)”@1101010100101010101“MetaMask MetalCard not worth the money I have several reasons for this rating: 1. The MetaMask MetalCard service costs $200 per year and sets high expectations, but in practice it is inconsistent. Basic features are unreliable or fail. 2. Support is very slow. It can take days to get a response, even for simple issues. 3. The physical card was promised within two weeks, but I waited more than a month. As compensation, I was offered a gift, which turned out to be expired and unusable. 4. While traveling, I couldn’t book a hotel because verification is only available via SMS. There is no o”@johnshearing“Metamask card issues, particularly re notices of termination and UK users Has anyone else, particularly in the UK (due to the FCA role in regulation) experienced issues with termination of their Metamask card, specifically/not exclusively due to "inactivity"? I am currently dealing with such an issue and struggling with Crypto-Life/CL support. I note the issue of new Metamask cards has been paused to UK residents, I'm not surprised! Monavate Limited is the Financial Conduct Authority entity to which complaints should be addressed. I wouldn't recommend the Metamask Card to anyone i”@Informal-Ad-20“MetaMask Card account upgrade pending for over a month — looking for advice Hi everyone, I’m posting here because I’m looking for advice or to know if anyone else has gone through something similar with MetaMask Card. My card stopped working due to a “Lifetime Transactions” / account limits issue, and I was asked to complete a verification form so my account level could be manually upgraded. I completed and submitted the requested form, and on July 1st I received a response from MetaMask Card support saying that my documentation had been forwarded to the relevant team for review. Since th”@crewnft_“It’s nuts how I’ve been waiting for 1 month to get my card account upgraded! How long does it take to review one submission? I can’t even use my MM card! 💀”@daisylusalita“just tried the MetaMask Card for the first time on a quick coffee run tapped crypto straight from the wallet at the counter no swap hassle no extra apps felt like actual spending not just holding self custody finally crossed into daily life without the usual friction who else using it for small stuff yet @MetaMask (138 chars)”@MoMannn“Jaz uporabljam, mam tud premium fizično kartico z 3% cashbacka. Predvsem je top kr maš lahk na aave stakeane tokne in direktno spenda aTokne z kartico. Tako da maš skos obresti. Za zdaj še nism mel problemov da kje nebi delala.”@_IamThe_One_“why the website on metamask card is always "Network error ? "”@Story-Present“Nice. A self-custody card that supports the Base network”

Category Breakdown

KYC Simplicity
6.4/10
Fee Efficiency
7.2/10
Reward Value
7.1/10

Features

Online PaymentsContactless

Supported Cryptocurrencies

ETH iconETHUSDC iconUSDCSOL iconSOL