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Nexo Card Review 2026 - Fees, Limits, KYC | Crypto Cards | Crypto Cards

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Nexo Card

Nexo Card

Nexo Card

Full KYC

Virtual Card Mastercard

82

Overall

Nexo Card

Virtual Card•Mastercard•Full KYC

Nexo Card stands out with its unique dual-mode feature - spend crypto directly or use it as collateral for a credit line. The 2% cashback and up to 14% APY on idle balance make it compelling for long-term holders.

Pros

Unique Credit Mode to borrow against crypto
Up to 2% cashback in NEXO tokens
Earn up to 14% APY on idle balance
No monthly or annual fees
Free ATM withdrawals up to €2K/month

Cons

Physical card temporarily unavailable since Jan 2025
Best rates require NEXO token holdings
Not available in US
Credit mode interest can be high for non-Platinum users
Limited to EEA and UK

82

OverallExcellent

Our editorial score based on fees, features, privacy, and trust.

—/10

Community ScoreNot yet rated

KYC LevelFull KYC

Table of Contents

Card Overview

Rewards

Cashback

2%

Cashback Crypto

NEXO

Staking Rewards

✓

Staking APR

14%

Welcome Bonus

—

Referral Bonus

—

Fees

Monthly Fee

Free

Card Issuance

Free

ATM Fee

2%

FX Fee

0.2%

Top-up Fee

Free

Decline Fee

Free

Limits

Daily Spend

Unlimited

Monthly Spend

Unlimited

ATM Withdrawal

$2,000

Card Info

Card Type

Virtual Card, Physical Card

Card Network

Mastercard

Apple Pay

✓

Google Pay

✓

Rewards

Cashback

2%

Cashback Crypto

NEXO

Staking Rewards

✓

Staking APR

14%

Welcome Bonus

—

Referral Bonus

—

Fees

Monthly Fee

Free

Card Issuance

Free

ATM Fee

2%

FX Fee

0.2%

Top-up Fee

Free

Decline Fee

Free

Limits

Daily Spend

Unlimited

Monthly Spend

Unlimited

ATM Withdrawal

$2,000

Card Info

Card Type

Virtual Card, Physical Card

Card Network

Mastercard

Apple Pay

✓

Google Pay

✓

KYC Requirements

Level: Full KYC

Email Verification

Required

Phone Verification

Required

Identity Document

Required

Proof of Address

Required

Selfie Verification

Required

—/10

Not yet rated

We haven't collected enough community feedback for this card yet. Check back soon!

Features

Apple PayGoogle PayContactlessMobile AppCashbackStaking RewardsCrypto EarnVirtual CardPhysical CardOnline PaymentsNo Monthly FeeNo Inactivity Fee

Supported Cryptocurrencies

BTC

ETH

USDT

USDC

DAI

XRP

SOL

ADA

DOT

MATIC

LINK

AVAX

and 3 more