Crypto Cards
BlogAboutContactCompany Portal
Home
No-KYC CardsBusiness CardsBitcoin CardsXRP Cards
🇮🇳India🇨🇦Canada🇦🇺Australia🇬🇧United Kingdom🇪🇺Europe🇳🇱Netherlands🇦🇪United Arab Emirates🇸🇬Singapore🇳🇬Nigeria
BlogAboutContactCompany Portal
Crypto Cards

Compare crypto credit cards by fees, KYC requirements, privacy scores, and features.

Cards

  • Home
  • No-KYC Cards
  • Business Cards
  • Bitcoin Cards
  • XRP Cards

Countries

  • India
  • Canada
  • Australia
  • United Kingdom
  • Europe
  • Netherlands
  • United Arab Emirates
  • Singapore
  • Nigeria

Company

  • Blog
  • About
  • How We Rate
  • Contact

Legal

  • Terms & Conditions
  • Privacy Policy

2026 Crypto Cards. All rights reserved.

Data is provided for informational purposes only. Always do your own research.

  1. Home
  2. /
  3. Cards
  4. /
  5. Nexo Card
Nexo Card
Nexo Card
Full KYC
Virtual Card Mastercard
7.1
Overall
Get This Card
Nexo Card logo

Nexo Card

by Nexo

Get This Card

Nexo Card stands out with its unique dual-mode feature - spend crypto directly or use it as collateral for a credit line. The 2% cashback and up to 14% APY on idle balance make it compelling for long-term holders.

Pros

  • +Unique Credit Mode to borrow against crypto
  • +Up to 2% cashback in NEXO tokens
  • +Earn up to 14% APY on idle balance
  • +No monthly or annual fees
  • +Free ATM withdrawals up to €2K/month

Cons

  • -Physical card temporarily unavailable since Jan 2025
  • -Best rates require NEXO token holdings
  • -Not available in US
  • -Credit mode interest can be high for non-Platinum users
  • -Limited to EEA and UK
7.1/10
OverallGood
8.4/10
Community ScoreBased on 87 sources
Lv 4
KYC LevelFull KYC

Table of Contents

Card Overview

Rewards
Cashback
2%
Cashback Crypto
NEXO
Staking Rewards
✓
Staking APR
14%
Welcome Bonus
—
Referral Bonus
—
Fees
Monthly Fee
Free
Card Issuance
Free
ATM Fee
2%
FX Fee
0.2%
Top-up Fee
Free
Decline Fee
Free
Limits
Daily Spend
Unlimited
Monthly Spend
Unlimited
ATM Withdrawal
$2,000
Card Info
Card Type
Virtual Card, Physical Card
Card Network
Mastercard
Apple Pay
✓
Google Pay
✓
Rewards
Cashback
2%
Cashback Crypto
NEXO
Staking Rewards
✓
Staking APR
14%
Welcome Bonus
—
Referral Bonus
—
Fees
Monthly Fee
Free
Card Issuance
Free
ATM Fee
2%
FX Fee
0.2%
Top-up Fee
Free
Decline Fee
Free
Limits
Daily Spend
Unlimited
Monthly Spend
Unlimited
ATM Withdrawal
$2,000
Card Info
Card Type
Virtual Card, Physical Card
Card Network
Mastercard
Apple Pay
✓
Google Pay
✓

KYC Requirements

Level: Full KYC
Email Verification
Required
Phone Verification
Required
Identity Document
Required
Proof of Address
Required
Selfie Verification
Required

Community Score

8.4/10
Sourced from
@Vladislav A.“The worst crypto card ever... Advertising 15-30 minutes ducement review.. Now it's been almost 3 weeks, since they are reviewing my documents.. this is a joke.. Support service is awfull..”@Jamie Baddeley“Very prompt, professional customer service. Excellent for people investing surplus income and who enjoying travelling thanks the global currency Mastercard with zero fees. Super easy user interface on the app. Been with Nexo several years now.”@Broker622504“$NEXO. its been solid for years, it gives me cashback for the nexo card in credit mode and this keeps my $ETH untouched while I cover monthly expenses”@CHI CHENG“I can save crypto , and get interest, that is good for me , more important at first I did not have credit card ( virtual ) , now I have and can spend , it is good too , yet if I can get a physical one , that will be great.”@Danny“I have been a Nexo customer, but my experience with their handling of unauthorized card transactions has been extremely disappointing. At the end of July, I reported approximately €10,000 worth of unauthorized Cursor transactions on my Nexo card. Cursor investigated the matter and confirmed to me multiple times that the transactions were connected to accounts that did not belong to me and were unauthorized. I provided Nexo with this correspondence and all requested information. Yet weeks later, I still do not have my money back. For more than a month, the main response from Nexo has essent”@Emanuel Casolaro“Utilizzo NEXO da ormai qualche anno: mai avuto un problema, mai un dubbio, ha sempre tutto funzionato in maniera egregia. Offre i migliori rendimenti sul mercato, è velocissimo nello spostamento del capitale e il loro token NEXO mi ha sempre dato grandi soddisfazioni. In più utilizzo la loro carta con il 2% di cashback e la trovo fantastica.”@janewallace7733“Swiping the @Nexo card in credit mode for everyday spend means zero selling pressure on my core $BTC position.”@Issur Cimbel“Great service with VCC. Regular use this app. Thank you!”@bolasp“Have been a customer quite a while and just started using the debit card and the experience is just great .. full control over the limits, tokens priority and infos on the website are easy to understand.”@Jan Affolter“Nexo is an excellent platform for crypto operations, offering savings, futures trading, buying and selling, lending, borrowing, and more. It also provides attractive yields. For me, the main limitation is country-related: I am unable to access the excellent Nexo Card. Although this is not Nexo’s fault, it is the feature I miss the most.”@radrok“You’ve already received an answer but I want to add that lately Nexo card uses an unfavorable exchange rate. You always pay more than the market price on the USD EUR pair, so when you repay either you wait for the dollar to weaken or you eat a straight loss on your repayment. I still can’t understand why they don’t allow us to spend in EUR in Europe… Maybe because they gain on the FX exchange”@Fickle_Replacement98“No cashback once the limit has been reached. My first hand experience.”@Daniel_IX“They fixed the problem with the withdraw to card issue, everything went smooth n instant.”@sharklover1337“Yea, I used my Nexo card to rent a car in Greece last year.”@According-Occasion11“Nexo card My nexo virtual card has expired and i can’t request a physical card. I am verified and live in Spain. ¿Is this mica related?”@CanYouEverReallyKnow“Access to Nexo Card Has anyone else lost access to the Nexo Card page within the app? I’ve been unable to order a replacement physical card and now have no access to the virtual card either. I’m UK registered which no doubt has an influence.”@mcshorts81“Tried to sign up and the UK excluded again. Card really is worthless in this country same with any bonuses and Nexo seems content to let it stay that way”@Gonzaxpain“Same case here. Expiring card in March 2026 in Spain, I've asked a few times but I still have no idea whether it will be renewed automatically or I will be another user who will not be able to use it anymore.”@radrok“About Nexo card exchange rate Lately I’ve been noticing that when Nexo converts EUR purchases into USD the exchange rate never reflects the actual market, it overcharges instead. In the past exchange rate was reflecting the market and always been vigilant about this because I’ve never liked this meaningless currency exchange in the first place but I’ve always put up with it because I’ve always been lucky with eurusd swings and I’ve almost always repaid when EUR was stronger thus making a gain on top of the cashback. For example, one transaction I did today got 1EUR : 1.15640 USD, but eur usd”

Category Breakdown

KYC Simplicity
6.4/10
Fee Efficiency
6.7/10
Reward Value
7/10
App Experience
7/10

Features

ContactlessMobile AppCashbackStaking RewardsCrypto EarnVirtual CardPhysical CardOnline PaymentsNo Monthly FeeNo Inactivity Fee

Supported Cryptocurrencies

BTC iconBTCETH iconETHUSDT iconUSDTUSDC iconUSDCDAI iconDAIXRP iconXRPSOL iconSOLADA iconADADOT iconDOTMATIC iconMATICLINK iconLINKAVAX iconAVAXATOM iconATOMUNI iconUNIAAVE iconAAVE