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  5. Oobit Crypto Card
Oobit Crypto Card
Oobit Crypto Card
Full KYC
Virtual Card Visa
5.8
Overall
Get This Card
Oobit Crypto Card logo

Oobit Crypto Card

by Oobit

Get This Card

Oobit offers a high-tech NFC payment experience that allows users to spend crypto directly from their mobile device. While it features innovative self-custody integration with wallets like Phantom, its fee structure includes a minimum transaction floor that makes it less ideal for small purchases.

Pros

  • +Seamless integration with Apple Pay and Google Pay
  • +Supports spending directly from self-custody wallets like Phantom
  • +No monthly maintenance or virtual issuance fees
  • +Real-time conversion at the point of sale with no manual pre-loading required
  • +Extensive support for various blockchain networks and assets

Cons

  • -Minimum $0.25 fee per transaction can be very high for small purchases
  • -Foreign exchange and cross-border fees can reach up to 6% combined
  • -ATM withdrawals are not supported for the primary Tap & Pay product
  • -Strict KYC requirements and a long list of restricted jurisdictions
5.8/10
OverallFair
8.2/10
Community ScoreBased on 622 sources
Lv 4
KYC LevelFull KYC

Table of Contents

Card Overview

Oobit Crypto Card
Rewards
Cashback
10%
Cashback Crypto
OOB
Staking Rewards
✗
Staking APR
—
Welcome Bonus
$500
Referral Bonus
$50
Fees
Monthly Fee
Free
Card Issuance
Free
ATM Fee
Free
FX Fee
3%
Top-up Fee
Free
Decline Fee
$32
Limits
Daily Spend
$10,000
Monthly Spend
$300,000
ATM Withdrawal
$750
Card Info
Card Type
Virtual Card
Card Network
Visa
Apple Pay
✓
Google Pay
✗
Rewards
Cashback
10%
Cashback Crypto
OOB
Staking Rewards
✗
Staking APR
—
Welcome Bonus
$500
Referral Bonus
$50
Fees
Monthly Fee
Free
Card Issuance
Free
ATM Fee
Free
FX Fee
3%
Top-up Fee
Free
Decline Fee
$32
Limits
Daily Spend
$10,000
Monthly Spend
$300,000
ATM Withdrawal
$750
Card Info
Card Type
Virtual Card
Card Network
Visa
Apple Pay
✓
Google Pay
✗

KYC Requirements

Level: Full KYC
Email Verification
Required
Phone Verification
Required
Identity Document
Required
Proof of Address
Required
Selfie Verification
Required

Community Score

8.2/10
Sourced from
@Pickaq“Total skem company Total skem company. Keep trying to take money from my cards, i don't even know what for. Can't close my account, can't do anything. Soon ill report them to GoV.”@doubtfulaviation05“I tried it with something cheap first just to see how the whole thing worked. Grok got me to the payment bit, I approved it and Oobit took it from there with the one time card. pretty straightforward”@johndoe“got a refund from amazon.. amazon confirmed it was processed to my oobit card and it wasnt been 3 weeks of trying to get a response from support horrible company and a bunch of scammers.”@Sok Samnang Touch“good real cash back easy to set up and easy layout of app”@X Xau“False advertising, huge fees, and funds held hostage! I deposited USD and crypto into my wallet, but I couldn't exchange anything, and Apple Pay doesn't work at all. This app is complete false advertising. They charge massive fees for every single transaction, no matter how small. Furthermore, you cannot send Euros to your Oobit wallet from other accounts, and if you try, they freeze your money. This app and "bank" are absolute garbage. Avoid at all costs!”@Aleksandar Stanko Vicalesco“I open application done all for verification and get mail after 2 minutes i am banned without reason and now i can not close app and they have my documentation.”@Luis“Me ha funcionado bien cuando lo he usado”@Wondering Mind“one of the highest cashback cards available...up to 10%”@Alejandro E“I am really happy! But I did a deposit which has not been credited. I sent the support team a message and they do not reply. Txid: 0x2772350e5f126d2a93712a9b8df1209bcd42d0e172bdacc135d41572e158fe64 Ammount: 640usdc Network: BEP20 Date: 5th sep at 10.12h”@David Kogan“The app made for me. It’s easy to use and good looking! The fees are not the lowest but the cash-back is super.”@Yasmina Ben Chaouch“best app ever it has saved me. i had crypto but no way to spend it at all. this app made it so easy. i was messed up with no hotel nothing abroad. took me 5 minutes to get my card. put some crypto in and baam i paid my bill”@George Olaru“Scam app! Stay away! Bugged, steals your info, support is non-existent, high fees, can't even close account. DON'T LOSE YOUR MONEY WITH IT. Obviously I won't post my email here... And secondly, since your in app support is a joke, I doubt there's anything you will do. Like I said, you took my kyc data, forced me to use fingerprint to probably get that too after which you've locked the account, cancel support and crash the app when I try to close account. VERY VERY FISHY APP AND BEHAVIOR.”@Dagan Orton“Amazing app, does exactly what I was looking for. The integration with Google pay makes this a breeze to use.”@Amon“Up until now I was actually quite satisfied, but then my account was simply blocked. Admittedly, I made a lot of purchases in a row yesterday, but it was under €3000 and that's still far below the amounts that count as money laundering. I am happy to change this review once the problem has been resolved, but for that to happen, we need some solutions soon; I am currently waiting in vain for a response.”@Nikita Petukhov“It is working, kind of. I can't buy crypto using my card or by SEPA transfer unfortunately though. The fees are also high.”@Mumulishes“FRAUDULENT APP - MONEY GONE I am not sure who gave them 5 stars I would think it’s not real , I have been using crypto nearly 5 years and know my way around . I wanted to deposit money into Oobit so I sent a small amount to test - it went through . Exactly same way I then send a higher amount - it says online the transaction is successful but I do not see the credit in my account - money missing - from support - no answer to the multiple messages in 4 days.”@Kentucky_Krypto“Oobit Review I’ve been searching for a decent Crypto-to-Cash payment option and I have to admit that Oobit has surpassed them all (including Wagecan and Spendl). From set-up, to obtaining your card…everything is made incredibly easy. The fact that I can link my MetaMask and pay directly from my wallet is the greatest solution to payment problems I’ve ever seen. Keep up the good work Team!”@vasi butuc“This app is 💩. Registered, sent documents for verification, got a message that I can't use oobit anymore for violating terms. Be careful, these reviews might be fake so they can steal ID and face data. 1 star is too much.”

Category Breakdown

KYC Simplicity
7.6/10
Fee Efficiency
6.5/10
Reward Value
7.3/10
App Experience
8.1/10
Support Quality
6.6/10

Features

Contactless

Supported Cryptocurrencies

BTC iconBTCETH iconETHUSDT iconUSDTUSDC iconUSDCXRP iconXRPBNB iconBNBSOL iconSOLDOGE iconDOGEADA iconADABCH iconBCHLTC iconLTCTRX iconTRXTON iconTONXLM iconXLMXTZ iconXTZSHIB iconSHIBAVAX iconAVAX