Card Overview
KYC Requirements
Community Score
Plutus Card scores 3.0/10 across 30+ community sources, reflecting a platform in severe operational decline as of Q2 2026. Originally praised for its non-custodial crypto reward structure (up to 9% PLU cashback) and DEX-powered fiat liquidity, the platform has devolved into a functionally broken product following the collapse of its Modulr banking partnership in January 2026. Cards are deactivated, fiat deposits are blocked, and the DEX remains paused for UK/EU users since 2023 due to FCA/MiCA regulatory pressure. The PLU token has crashed from ~€7.50 to ~€0.15, rewards are trapped behind a 33% withdrawal fee or a 50% gift card penalty, and the company continues charging mandatory €6.99/month subscriptions to inactive accounts. GDPR breaches, hostile developer responses, aggressive community censorship, and a 1.5/5 Trustpilot score cement the overwhelmingly negative sentiment across Reddit, YouTube, Trustpilot, and the Google Play Store.
Category Breakdown
Features
Supported Cryptocurrencies
ETH