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  5. Pyra Card
Pyra Card
Pyra Card
ID Verification
Virtual Card Visa
7.7
Overall
Get This Card
Pyra Card logo

Pyra Card

by Pyra

Get This Card

Pyra offers a unique self-custodial Visa card on Solana that allows users to spend against their crypto collateral without selling. This model enables tax-efficient spending while assets continue to earn yield through integrated DeFi protocols like Kamino.

Pros

  • +Self-custodial architecture ensures users retain control of their private keys
  • +Avoids capital gains taxes by using overcollateralized loans instead of selling assets
  • +Zero monthly maintenance, issuance, or liquidation penalty fees
  • +Assets earn passive yield via Kamino while serving as collateral
  • +Supports Apple Pay and Google Pay for global mobile payments

Cons

  • -Requires Level 3 KYC verification through Persona
  • -Variable borrowing interest rates on USDC loans based on DeFi market dynamics
  • -Limited to the Solana ecosystem for collateral assets
  • -Tiered FX fees apply for non-USD transactions
7.7/10
OverallGood
—/10
Community ScoreNot yet rated
Lv 3
KYC LevelID Verification

Table of Contents

Card Overview

Pyra Card
Rewards
Cashback
—
Cashback Crypto
—
Staking Rewards
✓
Staking APR
—
Welcome Bonus
—
Referral Bonus
—
Fees
Monthly Fee
Free
Card Issuance
Free
ATM Fee
Not disclosed
FX Fee
2%
Top-up Fee
Free
Decline Fee
Not disclosed
Limits
Daily Spend
Not disclosed
Monthly Spend
Not disclosed
ATM Withdrawal
Not disclosed
Card Info
Card Type
Virtual Card, Physical Card
Card Network
Visa
Apple Pay
✓
Google Pay
✓
Rewards
Cashback
—
Cashback Crypto
—
Staking Rewards
✓
Staking APR
—
Welcome Bonus
—
Referral Bonus
—
Fees
Monthly Fee
Free
Card Issuance
Free
ATM Fee
Not disclosed
FX Fee
2%
Top-up Fee
Free
Decline Fee
Not disclosed
Limits
Daily Spend
Not disclosed
Monthly Spend
Not disclosed
ATM Withdrawal
Not disclosed
Card Info
Card Type
Virtual Card, Physical Card
Card Network
Visa
Apple Pay
✓
Google Pay
✓

KYC Requirements

Level: ID Verification
Email Verification
Required
Phone Verification
Required
Identity Document
Required
Proof of Address
Not Required
Selfie Verification
Not Required
—/10

Not yet rated

We haven't collected enough community feedback for this card yet. Check back soon!

Features

ContactlessStaking

Supported Cryptocurrencies

SOL iconSOLBTC iconBTCUSDC iconUSDCUSDT iconUSDT