Card Overview
KYC Requirements
Community Score
Revolut Metal Card scores 6.0/10 across 47 community sources spanning Reddit, YouTube, X.com, Google Play, and independent media. The app experience is universally praised as best-in-class (9/10), with seamless multi-currency management, instant virtual cards, and fluid UI. Fee efficiency is strong (7/10) thanks to the April 2025 removal of the weekend FX markup for Metal users, unlimited mid-market exchange, and generous ATM allowances. Reward utility is moderate (6/10) β the bundled subscriptions (FT, NordVPN, Perplexity, Wolt) deliver real value for digitally native travelers, but domestic EU cashback is a weak 0.1%. KYC simplicity scores low (5/10) due to aggressive deferred AML algorithms that freeze legitimate user accounts for weeks without accessible human escalation. Privacy is concerning (5/10) as behavioral data is shared with ad networks under legitimate interest claims. Customer support is the platform's greatest liability (4/10) β paid Priority Support consistently fails during emergencies, with users trapped in AI chatbot loops even on the premium Metal tier.
