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  5. Revolut Metal Card
Revolut Metal Card
Revolut Metal Card
Full KYC
Physical Card Visa
6.2
Overall
Get This Card
Revolut Metal Card logo

Revolut Metal Card

by Revolut

Physical Card•Visa•Full KYC
Get This Card

Revolut Metal Card combines premium banking features with crypto trading in a sleek metal package. Best for frequent travelers who want fee-free currency exchanges and occasional crypto exposure, though the monthly fee adds up.

Pros

  • +Premium metal card design
  • +Fee-free FX up to €10K/month
  • +1% cashback outside Europe
  • +Free ATM withdrawals up to €800/month
  • +Comprehensive travel insurance included

Cons

  • -€14.99/month subscription required
  • -Only 0.1% cashback within Europe
  • -1% weekend crypto trading fee
  • -Higher crypto trading fees than dedicated exchanges
  • -Full KYC with credit checks
6.2/10
OverallGood
6.0/10
Community ScoreBased on 47 sources
Lv 4
KYC LevelFull KYC

Table of Contents

Card Overview

Rewards
Cashback
1%
Cashback Crypto
BTC
Staking Rewards
✗
Staking APR
—
Welcome Bonus
—
Referral Bonus
—
Fees
Monthly Fee
$14.99
Card Issuance
Free
ATM Fee
2%
FX Fee
Free
Top-up Fee
Free
Decline Fee
Free
Limits
Daily Spend
Unlimited
Monthly Spend
Unlimited
ATM Withdrawal
$800
Card Info
Card Type
Physical Card
Card Network
Visa
Apple Pay
✓
Google Pay
✓
Rewards
Cashback
1%
Cashback Crypto
BTC
Staking Rewards
✗
Staking APR
—
Welcome Bonus
—
Referral Bonus
—
Fees
Monthly Fee
$14.99
Card Issuance
Free
ATM Fee
2%
FX Fee
Free
Top-up Fee
Free
Decline Fee
Free
Limits
Daily Spend
Unlimited
Monthly Spend
Unlimited
ATM Withdrawal
$800
Card Info
Card Type
Physical Card
Card Network
Visa
Apple Pay
✓
Google Pay
✓

KYC Requirements

Level: Full KYC
Email Verification
Required
Phone Verification
Required
Identity Document
Required
Proof of Address
Required
Selfie Verification
Required

Community Score

6.0/10
Sourced from
reddit.comreddit.comreddit.comreddit.comreddit.comreddit.comreddit.comreddit.comreddit.comreddit.comreddit.comreddit.comreddit.comreddit.comreddit.comreddit.comreddit.comreddit.comreddit.comreddit.com@Daniel Davidson@Smart Money with Kaiyoutube.com@Technically Moneyyoutube.comyoutube.comyoutube.comyoutube.com@Savage Reviewsplay.google.complay.google.comapps.apple.commonito.comwise.comwise.comwise.comwise.comdigitalnomads.worldretailbankerinternational.comfibo-crypto.frkraken.combitpay.comcrypto.comtrustpilot.comaustralianfrequentflyer.com.autwocontinents.comblankspaces.app

Revolut Metal Card scores 6.0/10 across 47 community sources spanning Reddit, YouTube, X.com, Google Play, and independent media. The app experience is universally praised as best-in-class (9/10), with seamless multi-currency management, instant virtual cards, and fluid UI. Fee efficiency is strong (7/10) thanks to the April 2025 removal of the weekend FX markup for Metal users, unlimited mid-market exchange, and generous ATM allowances. Reward utility is moderate (6/10) — the bundled subscriptions (FT, NordVPN, Perplexity, Wolt) deliver real value for digitally native travelers, but domestic EU cashback is a weak 0.1%. KYC simplicity scores low (5/10) due to aggressive deferred AML algorithms that freeze legitimate user accounts for weeks without accessible human escalation. Privacy is concerning (5/10) as behavioral data is shared with ad networks under legitimate interest claims. Customer support is the platform's greatest liability (4/10) — paid Priority Support consistently fails during emergencies, with users trapped in AI chatbot loops even on the premium Metal tier.

Category Breakdown

KYC Simplicity
5/10
Fee Efficiency
7/10
Reward Value
6/10
App Experience
9/10
Privacy
5/10
Support Quality
4/10

Features

ContactlessMobile AppCashbackMetal CardPhysical CardOnline PaymentsNo FX FeeATM AccessInternational ATM

Supported Cryptocurrencies

BTC iconBTCETH iconETHSOL iconSOLXRP iconXRPDOGE iconDOGEADA iconADADOT iconDOTMATIC iconMATICAVAX iconAVAXLINK iconLINKLTC iconLTCATOM iconATOM