SoFi Credit Card

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Community Score

6.5/10

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@Individual_Cress_226“Sofi has been refunding my atm fees. Over $10 each time from Thailand. A problem though, an atm ate my card the other day and Sofi won’t ship outside the US, so had to get it shipped to someone in the states and they will have to get it to me. A bit of a hassle.”@DeathMoJo“Good to hear. Never had issue with my SoFi debit or SoFi credit card while there.”@Lumpy-Ad-6737“SoFi debit card saved me at a Japanese ATM I'm in Japan on vacation, my second time here. I pay with a credit card for most things, but plenty of shops and restaurants still only take cash, so I always pull out some yen. My usual move is using my Schwab debit card at a 7-Eleven ATM, since Schwab refunds the ATM fees. This time I went to withdraw and realized I'd packed my expired card. I panicked for a second, then remembered I'd brought my SoFi debit card as a backup. I figured I'd just accept whatever fees came with it. It worked on the first try. I didn't see any ATM fee, only the small ”@OrangeClyde“One of the reasons I stopped using Uber anything years ago. Fuck. Them. And why are you using a card that’s notoriously known to be hard to dispute with? Tf”@FullmetalMalcomX“Issues with Instant Transfers on new SoFi debit card To start off, I make and receive a lot of transactions through various payment platforms (Apple Wallet, Venmo, CashApp, etc. \[also to clarify, it is TCG related lol\]). I recently had to replace my debit card. No problem, added the virtual card to Apple Wallet and everything was fine. Once my physical card was shipped out, for some reason I am currently unable to do instant transfers to my bank account using my debit card. I can still make purchases, but I get declined on incoming money. I have since received the physical card and act”@@RNAPuma23“i love the ui and all the features inside the sofi app, but there’s something nasty about a banking subscription fee.”@NefariousnessHot9996“SoFi will not be 2.2% going forward unless you pay $10 for SoFi plus. F that. For now mine is sick drawered because I have Robinhood gold 3% card AND I am not paying $10 for SoFi plus EVER!”@PetroleumPilferer“Uber Eats kept 160 dollars and I got nothing Last Friday I placed a big Uber Eats order from a Japanese sushi and hibachi place. The total was $160.11. They accepted it while they were still open. Then nothing happened. Hours went by and no courier was ever assigned. I had a tip on it. It did not matter. Nobody took the order. By 11:18 PM the restaurant was closed, so I canceled. There was no driver, nothing had been picked up, and the food was not coming. The place was shut. Workers were not going to stay open all night waiting on a courier who had never even been assigned. What was Uber’s”@ob1spyker“I was told the same thing by a CSR and thought they were misrepresenting the issue. I understand not reopening the old account but to not let you apply for a new credit card is ridiculous. I’m thinking of closing my card because they just randomly picked me (among others) to start charging $10 just to have the card. After saying I wanted to close it they were like you’ll never be able to get another card through SoFi and ever again. I was like, you HAVE to have that wrong. I guess not. I too was considering bringing my investment portfolio and larger accounts over to SoFi as well but if thi”@VAer1“Should I close inactive SoFi card? I used to rely on the SoFi card as my catch-all card—first at 2%, then 2.2%, and later back to 2%. Recently, I picked up the 3% AOD and 3% Aven cards, so the SoFi card no longer provides any real benefit for me. At the same time, I already have a flat 2% Fidelity Visa, which I’ve held for many years and still keep for perks like TSA PreCheck or Global Entry credits. It was actually my first flat-2% card. I’ve also heard that SoFi only allows one credit card per customer, and that if you close the card—or if it’s closed due to inactivity—you’re permanently ”@Jose Abu-raya“Helloooooo! My experience with Sofi was very positive. I had wanted to make this transaction with my credit cards for a long time, which was very quick, and the efficiency of the response to my problem was achieved in a very short time. Thank you very much for your attention to me.”@crossfitcowboy1“Wild timing. Just as of yesterday I officially got my SOFI debit card and got everything activated and set up. The universe is a cool place my friend”@WinnerInvestor“Interesting.. Issue is SoFi card doens't work at Costco (Mastercard).”@@artemisogletree9509“Literally, just closed the account today. I don't do monthly fees”@Molanghrian“Further clarification (cause Sofi has done this very badly and panicked everyone in the Sofi sub) - This Sofi Smart card is actually a charge card. Like the Amex Green, etc. It's spending limit is technically whatever you have in your checking/savings account (not including the "vaults") The HYSA rate remains the same as long as you have direct deposit or $5k a month transferred in, but Sofi Plus gets decoupled to a separate subscription fully. If you already have Sofi Plus from that, you'll still have it until the end of March before it becomes a paid subscription. But Sofi Plus is require”@Interesting_Income58“Got a “SoFi” call from their real number and almost fell for it. Please read this. Yesterday I got a call that showed up as SoFi. Same exact number that’s on their website. The person on the other end sounded professional and calm, with what I think was an Indian accent. I only mention that because it stood out to me, but everything about the call felt legit. They said they were from SoFi’s fraud department and were calling about suspicious activity on my account. They already knew my name and the type of account I had. They asked for the last 8 digits of my card, which didn’t seem like a big”

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