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  5. Solayer Emerald Card
Solayer Emerald Card
Solayer Emerald Card
ID Verification
Virtual Card Visa
8.3
Overall
Get This Card
Solayer Emerald Card logo

Solayer Emerald Card

by Solayer

Get This Card

Solayer Emerald Card offers true self-custody on Solana's InfiniSVM infrastructure with 4-5% yield on sUSD deposits. The LAYER airdrop points program makes it attractive for Solana ecosystem participants.

Pros

  • +True self-custody without off-ramping to fiat
  • +4-5% yield on sUSD Treasury-backed stablecoin
  • +Earn LAYER airdrop points with purchases
  • +InfiniSVM supports 300,000+ TPS
  • +$10 card fee for Genesis users

Cons

  • -Higher fees: 1% top-up, $0.15/transaction, 1.5% FX
  • -$75 card fee for non-Genesis users
  • -Virtual card only - physical coming soon
  • -USDC on Solana only - no EVM support yet
  • -Most expensive among comparable cards
8.3/10
OverallExcellent
7.2/10
Community ScoreBased on 26 sources
Lv 3
KYC LevelID Verification

Table of Contents

Card Overview

Rewards
Cashback
—
Cashback Crypto
sUSD
Staking Rewards
✓
Staking APR
4%
Welcome Bonus
—
Referral Bonus
$25
Fees
Monthly Fee
Free
Card Issuance
$75
ATM Fee
Free
FX Fee
1.5%
Top-up Fee
1%
Decline Fee
Free
Limits
Daily Spend
$10,000
Monthly Spend
$30,000
ATM Withdrawal
$500
Card Info
Card Type
Virtual Card, Physical Card
Card Network
Visa
Apple Pay
✓
Google Pay
✓
Rewards
Cashback
—
Cashback Crypto
sUSD
Staking Rewards
✓
Staking APR
4%
Welcome Bonus
—
Referral Bonus
$25
Fees
Monthly Fee
Free
Card Issuance
$75
ATM Fee
Free
FX Fee
1.5%
Top-up Fee
1%
Decline Fee
Free
Limits
Daily Spend
$10,000
Monthly Spend
$30,000
ATM Withdrawal
$500
Card Info
Card Type
Virtual Card, Physical Card
Card Network
Visa
Apple Pay
✓
Google Pay
✓

KYC Requirements

Level: ID Verification
Email Verification
Required
Phone Verification
Required
Identity Document
Required
Proof of Address
Not Required
Selfie Verification
Not Required

Community Score

7.2/10
Sourced from
@lequanbennett“1 Been testing new crypto infra. Staking $SOL on @bulktrade gives a solid 5.59% yield, and @phantom wallet connection is super fast. Also tried the @solayer card for daily coffee. Works flawlessly! ☕️”@therealliveone“Testing Solayer card for daily fiat off-ramp. Bought a coffee, settlement was flawless. The UX for Web3 payments is finally maturing. $SOL”@0xVishnya“Solayer Card had every shot at the market. It's dying instead 👇 Solana native, early, top-tier Rain rails. The position was right there Then the card itself: - worst FX of the 5 I tested, plus a $0.20 fee on anything under $30 - deposit only: a 0.5% fee just to load it, and no way to withdraw back off - rewards are still just Emerald Points with no payout, while $LAYER sits down ~98% from its high And instead of fixing any of it, the team went and shipped a perp dex @margin_trade The rails were never the problem. The product just never showed up”@mouradiego478“I already emailed you, I already mentioned it in the X message and nobody answers. Solayer card support said that this can only be resolved with you. (when opening the app it already shows this verification failure message)”@aresiweb3“You are a scam team. I used your Solayer Card last year, but it no longer supported my nationality, my VISA card was cancelled, and the remaining USDC in my account has never been refunded.”@yariee_ai“Paid for my morning coffee with my $SOLAYER card today. Works flawlessly every single time! Real utility is what matters. 💼☕️💪”@aresiweb3“🚨 🚨everyone beware, this is a scam! Immediately stop using Solayer Pay Card and withdraw your USDC immediately. I've already been scammed; six months have passed and my withdrawal still hasn't arrived.”@VietnamPenguin“I am ready to switch from @emerald_card to @AbstractChain Card literally today. But first, here’s what needs to be fixed (based on my experience with Solayer Card): 1. 1% deposit fee is daylight robbery. Why in 2025 do users still have to pay a ‘tax’ just to deposit? With my spending, I’ve already paid over $80 in less than a year — which is actually more than the annual fee of almost any premium bank card. On top of that, there’s an extra $0.10 + 1.5% per card transaction. 2. There needs to be real cashback — or at least something tangible. Solayer offers some vague “Emerald points” with u”@aresiweb3“🚨🚨everyone beware, this is a scam! Immediately stop using Solayer Pay Card and withdraw your USDC immediately. I've already been scammed; six months have passed and my withdrawal still hasn't arrived.”@derparsel“Avici and Solflare Card are alternatives. I think I'll use the latter more. I also have a Solayer Card, but I barely use it (fees are quite high).”@hasanhanif97“this is the update i have been waiting for because i have been using solayercard and i can't withdraw my funds on solayer card”

Category Breakdown

Features

Staking Rewards

Supported Cryptocurrencies

SOL iconSOLUSDC iconUSDC