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Spendly Card Review 2026 - Fees, Limits, KYC | Crypto Cards | Crypto Cards

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Spendly Card

Spendly Card

Spendly Card

No KYC

Virtual Card Visa

70

Overall

Spendly Card

Virtual Card•Visa•No KYC

Spendly Card offers minimal/no KYC crypto spending with support for BTC, ETH, SOL, and USDT. The no-questions-asked approach appeals to privacy-focused users, though the 4.5% top-up fee is higher than competitors.

Pros

Minimal or no KYC required
Supports BTC, ETH, LTC, SOL, and USDT
Works with Apple Pay and Google Pay
Virtual cards for quick access
Delaware-incorporated US company

Cons

High 4.5% top-up fee plus $7 card creation
No ATM access - cannot withdraw cash
Card expires after 12 months
Cannot use for PayPal, CashApp, or Venmo
Limited independent reviews available

70

OverallExcellent

Our editorial score based on fees, features, privacy, and trust.

—/10

Community ScoreNot yet rated

KYC LevelNo KYC

Table of Contents

Card Overview

Rewards

Cashback

—

Cashback Crypto

—

Staking Rewards

✗

Staking APR

—

Welcome Bonus

—

Referral Bonus

—

Fees

Monthly Fee

Free

Card Issuance

Free

ATM Fee

Free

FX Fee

Free

Top-up Fee

Free

Decline Fee

Free

Limits

Daily Spend

Unlimited

Monthly Spend

Unlimited

ATM Withdrawal

Unlimited

Card Info

Card Type

Virtual Card

Card Network

Visa

Apple Pay

✗

Google Pay

✗

Rewards

Cashback

—

Cashback Crypto

—

Staking Rewards

✗

Staking APR

—

Welcome Bonus

—

Referral Bonus

—

Fees

Monthly Fee

Free

Card Issuance

Free

ATM Fee

Free

FX Fee

Free

Top-up Fee

Free

Decline Fee

Free

Limits

Daily Spend

Unlimited

Monthly Spend

Unlimited

ATM Withdrawal

Unlimited

Card Info

Card Type

Virtual Card

Card Network

Visa

Apple Pay

✗

Google Pay

✗

KYC Requirements

Level: No KYC

Email Verification

Not Required

Phone Verification

Not Required

Identity Document

Not Required

Proof of Address

Not Required

Selfie Verification

Not Required

—/10

Not yet rated

We haven't collected enough community feedback for this card yet. Check back soon!

Features

Online Payments

Supported Cryptocurrencies

BTC

ETH

USDT