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  5. WhiteBIT Nova Card
WhiteBIT Nova Card
WhiteBIT Nova Card
Full KYC
Virtual Card Visa
6.2
Overall
Get This Card
WhiteBIT Nova Card logo

WhiteBIT Nova Card

by WhiteBIT

Get This Card

The WhiteBIT Nova Card is a competitive Visa debit solution for EEA residents, featuring zero monthly fees and high potential cashback. It integrates seamlessly with Apple and Google Pay, though it is strictly custodial and requires full identity verification.

Pros

  • +No monthly maintenance or virtual card issuance fees
  • +High cashback tiers up to 10% on specific categories
  • +Full support for Apple Pay and Google Pay contactless payments
  • +Generous daily spending limits of 10,000 EUR
  • +Integrated staking rewards up to 17.71% APR

Cons

  • -Cashback rewards are capped at a low 25 EUR per month
  • -High ATM fees for withdrawals outside the EEA (3 EUR + 2.2%)
  • -Strict Level 4 KYC requirements including proof of address
  • -Limited geographic availability restricted to EEA and Ukraine
  • -Transaction fees of up to 1% may apply depending on merchant
6.2/10
OverallGood
6.4/10
Community ScoreBased on 24 sources
Lv 4
KYC LevelFull KYC

Table of Contents

Card Overview

WhiteBIT Nova Card
Rewards
Cashback
10%
Cashback Crypto
BTC
Staking Rewards
✓
Staking APR
17.71%
Welcome Bonus
$10
Referral Bonus
$50
Fees
Monthly Fee
Free
Card Issuance
Free
ATM Fee
2.2%
FX Fee
Free
Top-up Fee
Free
Decline Fee
Free
Limits
Daily Spend
$10,850
Monthly Spend
$27,125
ATM Withdrawal
$1,085
Card Info
Card Type
Virtual Card, Physical Card
Card Network
Visa
Apple Pay
✓
Google Pay
✓
Rewards
Cashback
10%
Cashback Crypto
BTC
Staking Rewards
✓
Staking APR
17.71%
Welcome Bonus
$10
Referral Bonus
$50
Fees
Monthly Fee
Free
Card Issuance
Free
ATM Fee
2.2%
FX Fee
Free
Top-up Fee
Free
Decline Fee
Free
Limits
Daily Spend
$10,850
Monthly Spend
$27,125
ATM Withdrawal
$1,085
Card Info
Card Type
Virtual Card, Physical Card
Card Network
Visa
Apple Pay
✓
Google Pay
✓

KYC Requirements

Level: Full KYC
Email Verification
Required
Phone Verification
Required
Identity Document
Required
Proof of Address
Required
Selfie Verification
Required

Community Score

6.4/10
Sourced from
@@_PeTRoS_“хотів відкрити картку, але там при верифікації запитує ще й ідентифікаційний код український, значить можуть легко зливати інфу в податкову, передумав відкривати”@kidrockenatorgmail.com“ENG: SCAM ALERT! WhiteBIT orchestrated a blatant cash grab with their physical cards. In June, they announced mandatory card replacements, forcing clients to pay 12 EUR for a new one, or face cancellation. I paid the 12 EUR, received the new card in July, and just two weeks later, WhiteBIT abruptly canceled ALL physical cards! They forced us to pay for a product they knew they were shutting down. I've been demanding my refund since July. Support ignores me, feeds me endless template excuses, and missed the strict refund deadline I set (Ticket 717137). This is blatant fraud and illegal retentio”@Діана Анцупова“I rarely leave negative reviews, but my experience with WhiteBIT support has been one of the most frustrating customer service experiences I've ever had. Without any prior warning, WhiteBIT closed my Nova Card. At that moment, it was my only active card, so I suddenly lost access to my primary payment method. This situation could have been completely avoided with a simple notification. What happened next was even worse. The first response I received from customer support came more than two hours after my card had suddenly been closed. Imagine having your only payment card disabled without w”@Vel“I was happy with whitebit all the way until 1.7. 2026. when they apparently got EU MiCA licence but froze all EU nova credit cards anyway. Indefinitely. they have no idea when wil EU website be launched and are basically are keeping the crypto that I cannot spend. What's more - they did NOT send ANY WARNING or ALERT that this would had happened. I found out when my card payments started to fail. That felt really bad. Lame shame. Answer to your answer: What support ticket? You got me talking with your answer bot. And no support team can solve this because your lack of communication BEFORE THE”@Jorge Bastos“Once again, I made a purchase that should have given me cashback, but it didn't because Whitebit doesn't deliver on its promises. I had already bought from this pet shop before and received the promised 5% cashback. This time, Whitebit indicates that it's a purchase from an electronics store. It's impossible to trust the Whitebit system, as it interprets everything randomly. For example, the YouTube Premium subscription sometimes appears as a subscription, other times as entertainment. This Whitebit system is simply amateurish. Using this card is becoming increasingly risky.”@ILNDNG“Cool interface, very useful nova card inside the app and fast transaction”@Alessandro“Ho usato poco l’applicazione, però per esempio ho avuto alcuni imprevisti, aspettavo la carta a casa da più di un mese e non è mai arrivata anche se ho pagato l’ordine, certo compensa ricevere un token per l’ordine però avrei voluto anche riceverla, ho provato a fare delle ricariche depositando da Revolut alcuni importi che mi sono stati respinti perché i dati non erano corretti, ma in realtà io copiavo e incollavo Come indicavano loro poi sono riuscito tramite un altro provider, la cosa che però è più secondo me, problematica è che non si possono caricare euro e fare i pagamenti con euro, Que”@dramatic_apecoin“I can not pass KYC for the WhiteBIT Nova more then one month.”@andreagermano9“La Whitebit card.. anche se dal primo luglio è sospesa per aggiornamenti miCAR”@Mirin“Sorted Issue, When i used the crypto card it worked everywhere didn't really decline good card.”@IlMastro_Regno“ABSOLUTELY NOT RECOMMENDED as a payment method: out of a €470 deposit, only €463 was actually spent, with the rest going on fees and conversion charges – it’s MADNESS! The deposit is just 0.1%. So the other fees are meaningless.”@Filipe“Physical card costs €10 on the website and €12 in the app. (Surreptitiously) Charges (unclear/undisclosed/unknown) fee for payments and SEPA deposits (free on other platforms). Instant Revolut transfer took ~7 hr 30 to be credited despite arriving immediately and usually being credited immediately on other platforms. Charges 0.00009 BTC (8.58 EUR (!)) for BTC withdrawals. Spams you with unsolicited e-mails. Otherwise good. Good app and cashback, especially for subscriptions. Update (07/17/2026): They advertise a card with "zero fees" and up to 10% cashback while hiding transaction fees of 0.2”@Istvan Pataki“I highly recommend it to everyone. I use it because of its first-class crypto card's cashback system. High cashback, constant promotional winning opportunities. Exciting trading competitions.”@@YOTAPB“Там по карте Комиссия за транзакцию (оплату) 1,5% + 0,20 USD Комиссия за конвертацию (FX fee) 1,5% (при расчете не в USD) Ну не выгодно для проживания в Украине Сейчас гораздо выгодней пользоваться Baybit И оплачивать USD Очень хороший курс обмена или уже использовать карту Bingx Для Украины Те же 1.5% и кешбек 2 % на любую операцию Все прозрачно”@Zapretimine“Paying in Zara with the WhiteBIT card, always one step ahead🙌🏻 @WhiteBit”

Category Breakdown

Features

ContactlessStaking

Supported Cryptocurrencies

USDC iconUSDCBTC iconBTCETH iconETHXRP iconXRPSOL iconSOLNEAR iconNEARADA iconADAAVAX iconAVAXDOGE iconDOGE