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  5. Wirex Card
Wirex Card
Wirex Card
ID Verification
Virtual Card Mastercard
5.8
Overall
Get This Card
Wirex Card logo

Wirex Card

by Wirex

Get This Card

Wirex Card is one of the longest-running crypto cards (since 2014) with support for 150+ fiat currencies and up to 8% cashback for premium users. The FCA regulation and cold storage security make it reliable, though high subscription fees may not suit casual users.

Pros

  • +Supports 150+ fiat currencies - most in the industry
  • +FCA regulated with cold storage for 99% of funds
  • +Up to 8% cashback for Elite Ultimate subscribers
  • +Free ATM withdrawals up to $250/month
  • +US access via Wirex Pay (since Feb 2025)

Cons

  • -Best cashback requires €29.99/month subscription
  • -Cashback paid in WXT token - price volatility risk
  • -1% fee on crypto top-ups
  • -Poor customer reviews (2.9/5 on TrustPilot)
  • -Crypto conversion fees not transparent
5.8/10
OverallFair
5.5/10
Community ScoreBased on 987 sources
Lv 3
KYC LevelID Verification

Table of Contents

Card Overview

Rewards
Cashback
2%
Cashback Crypto
WXT
Staking Rewards
✗
Staking APR
—
Welcome Bonus
—
Referral Bonus
$15
Fees
Monthly Fee
Free
Card Issuance
Free
ATM Fee
2.25%
FX Fee
1%
Top-up Fee
1%
Decline Fee
Free
Limits
Daily Spend
$15,000
Monthly Spend
$75,000
ATM Withdrawal
$1,500
Card Info
Card Type
Physical Card, Virtual Card
Card Network
Mastercard
Apple Pay
✓
Google Pay
✓
Rewards
Cashback
2%
Cashback Crypto
WXT
Staking Rewards
✗
Staking APR
—
Welcome Bonus
—
Referral Bonus
$15
Fees
Monthly Fee
Free
Card Issuance
Free
ATM Fee
2.25%
FX Fee
1%
Top-up Fee
1%
Decline Fee
Free
Limits
Daily Spend
$15,000
Monthly Spend
$75,000
ATM Withdrawal
$1,500
Card Info
Card Type
Physical Card, Virtual Card
Card Network
Mastercard
Apple Pay
✓
Google Pay
✓

KYC Requirements

Level: ID Verification
Email Verification
Required
Phone Verification
Required
Identity Document
Required
Proof of Address
Not Required
Selfie Verification
Not Required

Community Score

5.5/10
Sourced from
@Social User“I've been dealing with a passkey authentication issue with Wirex One since 9 October 2026. Today is 17 October, and the issue is still not resolved. My passkey is not working at all. I cannot log in using it. Wirex is currently sending me an OTP by email to log in, but I still cannot withdraw my funds because withdrawals require passkey authentication. I reported this issue on 9 October, and it was escalated under ticket #6411645. Since then, I've contacted support almost every day. 11 October: I followed up and asked for an estimated resolution time because I couldn't withdraw my funds. S”@Ersilia Arciprete“Ho fatto la stupidaggine di trasferire dei soldi sulla piattaforma ma dall' 8 ottobre nonostante si trattasse di bonifico istantaneo non sono arrivati dicono che stanno facendo controlli ma io non credo che rivedrò più quei soldi peccato mi ero fidata e speravo di poter utilizzare la piattaforma”@dasyusdeath“Do anybody know about free virtual debit cards? Crypto or non crypto both fine [ TRIED 30 APPS ] Hey , i wasted my 2 days searching all the internet and giving my aadhar everwhere just to have a crypto or non crypto free virtual debit card. But, all the time i ended up with 5 to 15 dollar fees of opening charges. I researched all the reddit , youtube , articles but everywhere i got fished. I cant find a single card which is free. If a company provides it free then it becomes unavailbe for india which was available maybe a few month earlier as i saw people saying on reddit. Can anybody give ”@Aa Dd“Stay away at all costs! They wiped out my account balance, and I have not been able to recover the money. I followed all their rules, yet this still happened. Customer support takes weeks to reply. Based on my experience, I would not trust this company with more than a few tens of dollars. Your balance could disappear without warning. 👎🏻👎🏻👎🏻”@Ein Bernd verliert IMMER!“Datensammlung? Dieses Unternehmen will, so mein Gefühl, gar nicht in dem DL-Bereich tätig sein. Auch ich hatte eine schlechte Erfahrung mit dem Wirex gemacht: Alles ging super, bis ich eines Tages eine Transaktion ausführen wollte. Seit dem (1 Jahr und 2 Monate) hängt mein Anliegen überprüft. Gefüllt wollen und sammeln se nur die Kundendaten und verkaufen sie weiter. Außerdem: Aktuell steht Wirex in Deutschland vor allem wegen grundloser Kontosperrungen, einbehaltenen Auszahlungen und einer fehlenden Lizenz der Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin) in der Kritik.”@S0688Sisi“Getting into Wirex One and learning how the whole system works. So far, the card has been really convenient to use. Cashback comes through fast, the experience is pretty smooth, and I’m hoping they keep adding more supported tokens in the future. Still waiting to see what the real Elite, Private and Bespoke physical cards will look like — the app currently just says “Limited Edition Design coming soon.” 👀 And honestly, that black metal card looks 🔥 Simple, sleek, a little different… definitely my kind of card. Looking forward to seeing how Wirex One evolves.”@Quantum__Neo“I paid for my family’s holiday using my Wirex One card. And the cashback? Over $550. That’s unbelievable. Thank you @wirexapp”@Marco Martini“On 14/10/2026, I was supposed to receive a bank transfer of 700 euros from my client. The money in euros was sent, but it is currently being held/blocked for verification. Please unblock it for me.”@Ismael Martinez De Santos“Llevo reclamando desde el día 1 de julio mis 1000 xrp y después de cerrarme todas las reclamaciones he conseguido que una la n°6359507 siga abierta para nada, siempre me dicen que lo pasan al departamento correspondiente... Y llevo así desde el día 1 de julio. Si estiman su dinero no lo confíen a ésta gente, les van a robar.”@Giorgio Monteleone“Since Wirex moved to the new platform, far too many things have changed. I get the impression that the transition was rushed, because the new app still has quite a few limitations and feels incomplete. With the various updates, they are slowly bringing back features that were already available in the old app. There are still no notifications for token price increases or drops, no Apple Pay support, and no option to directly swap one token for another. It is disappointing to see features that customers already had before now missing from the new platform. And then there’s WXT, Wirex’s native ”@Pedro Bento“Nao aconcelho esta empresa de todo , fazem questoes onde gastam o dinheiro e pedem mil e comprovativos . Mais vale trabalhar com bancos locais , pois eles questionam e perseguem com questões onde fizeram os pagamentos . Enfim lamentavel e desgastante. Pensem duas vezes pois iram ter só desvantagens do que vantagens”@wellyington“I feel like @wirexapp is scamming me! I paid for a card that is valid until 2029, but they canceled it because new integration for Wirex One and now I need subscription and pay again for a new card. Big fail WirexApp! Maybe it's time to use a new exchange.”@cmwoodward“I'm using Wirex as my main card for well over two years with accounts in GBP, Dollars and Euros. I have multiple others including Wise and Revolut 😖 and Wirex is the only one offering no fee Forex and 1-1 swaps from USDT to USD even if it's off peg. ℹ️I own shares in Wirex.”@Roberta Baldizzone“I'm experiencing issues with migrating my Bitcoin from the old app to Wirex One. In the old app, I can see the balance, but the total value shows zero and I haven't been able to transfer them. I've already contacted support without success. Could you please help me unlock this situation? The Wirex account is registered to Conti Simone, I cannot write the e-mail address here. Last request number is 6388424.”@Damit ist Schluss“Geld nicht verfügbar – Support antwortet nicht Seit mehreren Monaten habe ich ein gravierendes Problem mit meinem Wirex-Konto. Auf meinem X-Konto wird weiterhin Guthaben angezeigt, aber ich kann das Konto nicht auflösen und komme nicht an mein Geld. Eine Auszahlung bzw. Übertragung des vorhandenen Guthabens ist für mich nicht möglich. Noch enttäuschender ist der Support: Ich habe mich bereits mehrfach an Wirex gewandt und erhalte seit Monaten keine brauchbare Antwort. Für mich ist es nicht akzeptabel, dass mein eigenes Guthaben angezeigt wird, ich aber nicht frei darüber verfügen kann und g”@Leonel Nunes“Estou com dificuldades com esse banco, desde 20 de março de 2026 não devolvem meu dinheiro, bloquearam a conta porque recebi 1020 EUR sem motivo, justifiquei a origem dos fundos até hoje não me devolvem o dinheiro.”@Virtual-Mixture-7011“Migration worked for me few weeks ago. But I no longer use it becaue you can't spend crypto with the card anymore... pointless now.  They will hopefully realise this eventually”@vahşi dünya“Funds Frozen, Complaint Ignored, Cashback Missing My Wirex account was suddenly restricted, leaving approximately $3,000 of my funds inaccessible. For days, I've received nothing but the same generic response: *"we're looking into it."* There has been no meaningful update or explanation. I also filed an official complaint, yet after 5 days there has been no substantive response. On top of that, the promised 3% cashback was never credited, and I'm still missing around $250. The lack of transparency is extremely concerning. When customers' funds are frozen, repeating template responses withou”@EPI ZA“They want my parents full name and other personal stuff which is incredibly wrong and unethical. My Kyc just got approved in nexo and Kast without a single issue or this kind of invasion of privacy. I will never use this and wont be recommending to anyone”

Category Breakdown

KYC Simplicity
6.4/10
Fee Efficiency
6.4/10
Reward Value
7/10
App Experience
6.5/10
Support Quality
5.9/10

Features

Virtual CardPhysical CardContactlessOnline PaymentsATM AccessMobile AppWeb DashboardCashbackReferral Program2FA SecurityCard Freeze

Supported Cryptocurrencies

BTC iconBTCETH iconETHUSDT iconUSDTXRP iconXRPLTC iconLTC