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  5. Zypto Premium Physical Card
Zypto Premium Physical Card
Zypto Premium Physical Card
ID Verification
Physical Card Visa
7.7
Overall
Get This Card
Zypto Premium Physical Card logo

Zypto Premium Physical Card

by Zypto

Get This Card

Zypto Premium Physical Card offers industry-leading $1M monthly spending limits with no monthly fees, loading direct from DeFi wallets. The 100+ supported cryptocurrencies and first-class travel perks target high-volume crypto spenders.

Pros

  • +Massive limits: $175K/transaction, $1M/month
  • +No monthly fees on Premium card
  • +Load from 100+ cryptocurrencies direct from wallet
  • +First-class travel benefits and lounge access
  • +Ships next business day with instant activation

Cons

  • -3% off-ramp (loading) fees
  • -ATM limits lower than Classic card ($250/transaction)
  • -Reports of card program termination issues in 2025
  • -Exchange rate locked at loading - not at purchase
  • -Transaction and FX fees apply on top
7.7/10
OverallGood
6.7/10
Community ScoreBased on 76 sources
Lv 3
KYC LevelID Verification

Table of Contents

Card Overview

Rewards
Cashback
4%
Cashback Crypto
—
Staking Rewards
✗
Staking APR
—
Welcome Bonus
—
Referral Bonus
—
Fees
Monthly Fee
Free
Card Issuance
$100
ATM Fee
Free
FX Fee
1.75%
Top-up Fee
3%
Decline Fee
Free
Limits
Daily Spend
$175,000
Monthly Spend
$1,000,000
ATM Withdrawal
$22,000
Card Info
Card Type
Physical Card
Card Network
Visa
Apple Pay
✓
Google Pay
✓
Rewards
Cashback
4%
Cashback Crypto
—
Staking Rewards
✗
Staking APR
—
Welcome Bonus
—
Referral Bonus
—
Fees
Monthly Fee
Free
Card Issuance
$100
ATM Fee
Free
FX Fee
1.75%
Top-up Fee
3%
Decline Fee
Free
Limits
Daily Spend
$175,000
Monthly Spend
$1,000,000
ATM Withdrawal
$22,000
Card Info
Card Type
Physical Card
Card Network
Visa
Apple Pay
✓
Google Pay
✓

KYC Requirements

Level: ID Verification
Email Verification
Required
Phone Verification
Required
Identity Document
Required
Proof of Address
Not Required
Selfie Verification
Not Required

Community Score

6.7/10
Sourced from
@Fred“Debit card: They say no top-up charges...NOT TRUE. I topped up their card with USDT Tron and they want $5 each time. Is no card company on the up and up? They all seem shady. Oh...and they email every transaction and value so every admin/server the email resides on (50 or more?), knows your business.”@@audio9679“I dont have the Pay option, because its still trying to get Verified, i tried many times before”@Albi“Horrible experience, long waiting for even small top ups, scandalous costumer support, with consecutive inconsistent lies, just to justify the incapability of solving the issue, they don`t care if you are in a bad position... Inconsistency in the lies, if I show the chat with the support is gonna become a meme... Right now that I am writing, I am waiting for a top up of less than 20$ for almost 4 hours... And it is not the first time. Let`s not talk about the fees... I don`t even know why I used this app. Beware guys, there are plenty of good solutions out there.”@TruthTrencher“‼️ BREAKING BINANCE ‼️ ANOTHER BNB SCAM PROMO — TODAY IT’S : 🚨ZYPTO CARD!⬇️ Got officially hyped via Binance with Zypto co-founder Joe Parkin @JustJoeHuman on Binance Live AMAs while it turned out to be a FULL SCAM ‼️ — and this time I became a victim myself..! 👀 They built a slick bridge via KuCoin — their direct strategic partner with KuCoin Pay integration for seamless loading from your KuCoin balance. When I signed up for their virtual Visa, I wasn’t aware of those red flag ties (KUCOIN → BINANCE!) Full KYC done. Got the confirmation email: “Your card is already in process.” Funds”@moh ahmed“The card doesn’t work at all ! and the that’s not the worst part. Your money is going to be stuck there, as u can’t withdraw from the card balance, u can only withdraw from crypto wallet, so be careful toping the card.”@Nikolaos Pagkalos“perfect for everyday expenses and easy purchase of crypto. The rewards programm works perfectly”@Alaska“Alright experience. The fees are somewhat ok. The app itself is buggy from time to time (your crypto or card balances don’t show, transactions don’t show up). Zypto’s live agents are AMAZING!! They always found a way to help me, provide useful information, answer any question regarding crypto, wallet or cards I’ve had. I want to separately mention and thank Alok, very professional support agent. Very quick reply times from Alok especially, always a helpful solution from Alok. He was the agent that helped me the most! He speaks very professionally and explains everything clearly! Honestly p”@KAy“Had issues with my card and truth be told, the Zypto customer support sorted me out. Much appreciated”@MJ“Update (10-31-2025): Zypto ultimately refunded my frozen card balance directly after several months of uncertainty. To their credit, they have since followed up directly, kept me informed, and ultimately refunded my full balance after reaching an agreement with their banking partners. I appreciate that they took responsibility and resolved the issue in good faith. That said, the lack of transparency and the lengthy delay made the experience stressful and confusing for many users. I hope Zypto continues improving communication and oversight of its payment partners going forward. Original Rev”@Ali Zaheer“Zypto is the best crypto debit card app in the market! Customer Service is perfect. Card works everywhere i go. Fast to load and easy to use. Many options available and the reward system is exceptional! Definitely recommend Zypto to anyone”@MOHIT SINGH“My support agent Alok was really helpful in answering all the questions about crypto card. The zypto wallet is also well designed with great UI. This company looks promising.”@Neeraj Batra“Support was excellent, but rules were not clear before. Lots of charges for loading virtual crypto card. Tron is very high gas fees, one should avoid, and for a newbie the company should advise, why waste money if the same thing could be done in pennies via Binance BEP20. transfers. More I can say after some more experience.”@Arti“Zypto used to be good, prompt replies to customer service and good options for products. However now I am forced to give them a one star for working with a very untrusworthy company called "myprepaidcenter" check their reviews, they have an average of only 1.3/5 on trustpilot and almost certainly the good reviews are fake. So Zypto, despite having good customer service, works with a scammer card issuer who I was scammed by for over $600. Of course I confronted Zypto about all this, and their response was essentially "until a better alternative comes along, we will continue to do business wi”@@Nanijikebhajanrajasthani“2.5% fees lagti h atm withdrawal pr Kuch bank me charges bhi lgta h 200 rs jese hdfc atm me Sbi atm me atm fees nhi lgti only 2.5% lgega . Kal se atm withdrawal nhi ho rha fail ho rha h mera transaction”@@Content_Provider_PTBO“App not available in Canada”@suzu“Great support! Thanks to Alok's accurate and quick responses, my card issue was resolved perfectly. I'm very satisfied with the service. Thank you, Alok!”@Inam Ullah“thank you ALOK,,,i resat my phone and didnt saved my wallet recovery phrases...just get back my virtaul card by email and last 4 digits of card...really appreacited and recommend this app for onchain activty and also virtual card payments”@Martin“Für mich funktioniert die App hervorragend. Man hält zypto token und bekommt dafür jeden tag zyps. 10 zyps = 0,01USD Mit diesen zyps kann man eine virtuelle visa Karte aufladen und überall bezahlen. Bruder top.”@Consumer“I’ve been holding zypto Token in the App for close to 2 years now earning zyps (rewards) in the app daily. Recently they released there latest reloadable virtual Visa card which I downloaded and used my accumulated zyps to fund it.was so easy and now I tap and pay daily buying online in store its a dream using crypto for real life expenses love it 🥰”@Cryptosurfer“Zypto app is brilliant - now I don't use metamask and trust wallet as Zypto app does everything. Their visa card is also excellent - works everywhere with apple pay with no spending limits. Also, referral rewards are great - paid in zyp points, load them onto your crypto card and spend them anywhere. I haven't tried the bill pay service although it looks useful for easy off-ramping. I see someone wrote a review about Zypto app not being available in UK - I'm in UK, and downloaded from the app store easily.”

Category Breakdown

KYC Simplicity
6.5/10
Support Quality
7.5/10

Features

ContactlessOnline Payments

Supported Cryptocurrencies

0 cryptocurrencies supported